Interactive · Tools

What is your time actually worth?

Your salary tells you what an hour of work earns. It doesn't tell you what an hour costs you — once you count the commute, the email after dinner, the Sunday-night dread. Let's compute the number the budgeting apps never show you, then use it to make one real decision.

1 · Your real hourly rate

The rate on your offer letter paid hours only
Your real hourly rate every hour the job really takes

2 · Is buying it back worth it?

You can pay to skip a chore — a cleaner, delivery, someone to handle the thing you neither enjoy nor do well. Enter what it costs and the hours it gives back. We'll price it against the real rate above.

The number isn't the point. Knowing it, and then acting like you do — that's the whole game.

A rough mirror, not financial advice. The “right” answer also depends on what you'd actually do with the hour — see Buy Back Your Time and The Two Currencies.