<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Breaking Free</title><description>Money, time, and the life you&apos;re actually building. Why you want what you want — not just how to budget.</description><link>https://breakingfree.io/</link><language>en-us</language><item><title>The Harder Freedom</title><link>https://breakingfree.io/posts/05b-philosophy-the-harder-freedom/</link><guid isPermaLink="true">https://breakingfree.io/posts/05b-philosophy-the-harder-freedom/</guid><description>The visible version of breaking free shows up on a statement. The other version is the work the money cannot do for you.</description><pubDate>Fri, 26 Jun 2026 00:00:00 GMT</pubDate><category>Philosophy</category><category>Values &amp; Identity</category></item><item><title>The Frugality Trap</title><link>https://breakingfree.io/posts/04b-philosophy-the-frugality-trap/</link><guid isPermaLink="true">https://breakingfree.io/posts/04b-philosophy-the-frugality-trap/</guid><description>Frugality built the door. The trap is when the tool becomes an identity you cannot put down.</description><pubDate>Fri, 19 Jun 2026 00:00:00 GMT</pubDate><category>Philosophy</category><category>Values &amp; Identity</category></item><item><title>Buy Back Your Time</title><link>https://breakingfree.io/posts/04a-foundation-buy-back-your-time/</link><guid isPermaLink="true">https://breakingfree.io/posts/04a-foundation-buy-back-your-time/</guid><description>The real question is not what the task costs. It is what the hour could become.</description><pubDate>Tue, 16 Jun 2026 00:00:00 GMT</pubDate><category>Foundation</category><category>Time &amp; Energy Economics</category></item><item><title>What Are You Optimizing For?</title><link>https://breakingfree.io/posts/03b-philosophy-what-are-you-optimizing-for/</link><guid isPermaLink="true">https://breakingfree.io/posts/03b-philosophy-what-are-you-optimizing-for/</guid><description>You can optimize every account perfectly and still be optimizing toward nothing. Name the destination before you spend another year tuning the engine.</description><pubDate>Fri, 12 Jun 2026 00:00:00 GMT</pubDate><category>Philosophy</category><category>Decision-Making</category></item><item><title>Which Account Should You Fund First?</title><link>https://breakingfree.io/posts/03a-foundation-which-account-first/</link><guid isPermaLink="true">https://breakingfree.io/posts/03a-foundation-which-account-first/</guid><description>The order you fund your accounts captures free money and tax advantages that compound for decades — including the HSA trick almost nobody uses correctly.</description><pubDate>Tue, 09 Jun 2026 00:00:00 GMT</pubDate><category>Foundation</category><category>Money Fundamentals</category></item><item><title>Traveling Lite</title><link>https://breakingfree.io/posts/02b-philosophy-traveling-lite/</link><guid isPermaLink="true">https://breakingfree.io/posts/02b-philosophy-traveling-lite/</guid><description>What a cramped trunk and a heavy backpack taught me about money: the more you carry, the fewer moves you have. Conscious spending as traveling light.</description><pubDate>Fri, 05 Jun 2026 00:00:00 GMT</pubDate><category>Philosophy</category><category>Values &amp; Identity</category></item><item><title>A Budget Is a Confession</title><link>https://breakingfree.io/posts/02a-foundation-a-budget-is-a-confession/</link><guid isPermaLink="true">https://breakingfree.io/posts/02a-foundation-a-budget-is-a-confession/</guid><description>A budget isn&apos;t a constraint — it&apos;s a confession. Every allocation states what you actually value. Five categories that mean something, and when to stop budgeting.</description><pubDate>Tue, 02 Jun 2026 00:00:00 GMT</pubDate><category>Foundation</category><category>Money Fundamentals</category></item><item><title>Which Is Worth More?</title><link>https://breakingfree.io/posts/01b-philosophy-which-is-worth-more/</link><guid isPermaLink="true">https://breakingfree.io/posts/01b-philosophy-which-is-worth-more/</guid><description>Everyone says time is more valuable, then organizes their whole life around the money. The &apos;I&apos;m so busy&apos; tell, the time audit, and what &apos;rich&apos; actually means.</description><pubDate>Fri, 29 May 2026 00:00:00 GMT</pubDate><category>Philosophy</category><category>Decision-Making</category></item><item><title>The Two Currencies You Spend Every Day</title><link>https://breakingfree.io/posts/01a-foundation-the-two-currencies/</link><guid isPermaLink="true">https://breakingfree.io/posts/01a-foundation-the-two-currencies/</guid><description>Time and money are both spent — but the rate you can trade between them shifts across your whole life. Most people never adjust to where they actually are on the curve.</description><pubDate>Tue, 26 May 2026 00:00:00 GMT</pubDate><category>Foundation</category><category>Time &amp; Energy Economics</category></item><item><title>Why Breaking Free</title><link>https://breakingfree.io/posts/00-launch-why-breaking-free/</link><guid isPermaLink="true">https://breakingfree.io/posts/00-launch-why-breaking-free/</guid><description>The manifesto. Money and time are the same currency in two denominations — and most of us spend both on autopilot. This is the publication about why.</description><pubDate>Fri, 22 May 2026 00:00:00 GMT</pubDate><category>Manifesto</category><category>Values &amp; Identity</category></item></channel></rss>